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Season 1 · DeFi & Open Finance

ZERO

ZERO Finance is a decentralized financial ecosystem focused on permissionless financial protocols and open-access money systems.

Stage 1, ReviewDeFi & Open Finance

by wukong_68 · submitted May 31, 2026

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Description

01/03

What the builder said.

Written by the team, rendered as the markdown they typed in the submission wizard.

What is ZERO Finance trying to achieve?

ZERO Finance is not intended to be just another decentralized exchange. The long-term vision is to become an Open Finance Infrastructure Layer where multiple decentralized financial products operate within a unified ecosystem.

The core idea behind the project is: Permissionless financial protocols and open-access money systems.

This means users should be able to access financial services without relying on traditional intermediaries such as banks, brokers, or centralized institutions. Instead, smart contracts handle execution, settlement, and governance in a transparent and trustless manner.

The goal is to create an ecosystem where anyone can:

  • Trade digital assets
  • Provide liquidity
  • Earn yield
  • Access leveraged markets
  • Participate in governance
  • Build new financial applications on top of shared infrastructure

Rather than focusing on a single product, ZERO Finance aims to provide the foundational building blocks for an entire decentralized financial ecosystem.

Why build ZERO Finance?

  1. The evolution of DeFi

The first generation of DeFi focused on individual applications:

  • DEXs for token trading
  • Lending protocols for borrowing and lending
  • Yield farming platforms for rewards

However, modern users expect a complete financial experience within one ecosystem.

Users want to:

  • Swap assets
  • Earn yield
  • Stake tokens
  • Provide liquidity
  • Trade perpetual futures
  • Manage risk
  • Participate in governance

ZERO Finance is designed to bring these services together through a shared infrastructure layer.

  1. The rise of Open Finance

The broader vision is based on the concept of Open Finance.

In traditional finance, services are fragmented and controlled by separate institutions.

In Open Finance:

  • Assets are programmable
  • Protocols are composable
  • Liquidity is shared
  • Users maintain custody of their funds

For example, a user could:

  • Swap assets on ZERO Swap.
  • Lock LP tokens through ZERO Locker.
  • Earn rewards from liquidity incentives.
  • Use assets to participate in derivatives markets through PerpDex.

All of these actions occur within the same ecosystem and are powered by smart contracts.

  1. Core Components of ZERO Finance
  • ZERO Swap ZERO Swap serves as the liquidity foundation of the ecosystem.

Key functions:

  • Decentralized token trading
  • Automated market making
  • Liquidity pools
  • Efficient trade routing

Its purpose is to provide the capital and liquidity layer that powers the entire platform.

  • ZERO Locker ZERO Locker focuses on long-term asset management and ecosystem security.

Key functions:

  • Token vesting schedules
  • Liquidity locking
  • Treasury protection
  • Incentive distribution mechanisms

This infrastructure helps projects and communities establish trust while supporting sustainable token economics.

  • PerpDex PerpDex represents the advanced trading layer of the ecosystem.

Key functions:

  • Perpetual futures trading
  • Long and short positions
  • Leverage trading
  • Risk management systems

PerpDex transforms ZERO Finance from a spot trading ecosystem into a complete decentralized financial marketplace.

How does ZERO Finance work?

User Flow Step 1: Connect a Wallet Users connect through supported wallets such as:

  • MetaMask
  • Rabby Wallet
  • WalletConnect-compatible wallets

Step 2: Access Financial Services Users can:

  • Swap assets
  • Provide liquidity
  • Participate in yield strategies
  • Stake tokens

Step 3: Generate Value Liquidity and capital can be utilized across the ecosystem for:

  • Trading
  • Yield generation
  • Incentive programs
  • Derivatives markets

Step 4: Governance Community governance eventually controls:

  • Protocol upgrades
  • Treasury allocation
  • Emission schedules
  • Incentive structures
  • Ecosystem expansion

ZERO Finance is building a permissionless open-finance ecosystem where trading, liquidity, yield generation.

Roadmap

02/03

What ships next.

The builder's own next-quarter plan. Use it to gauge follow-through and ambition.

What Ships Next?

Q3 2026 — Foundation & Liquidity Layer

The first milestone focuses on establishing the core infrastructure of the ZERO Finance ecosystem.

Deliverables

Launch ZERO Swap v1 Deploy initial liquidity pools Wallet integration (MetaMask, Rabby, WalletConnect) Community liquidity mining program Smart contract security audit Public developer documentation

Goal

Create the foundational liquidity layer that enables users to trade assets and participate in the ecosystem.

Q4 2026 — Asset Management & Governance

The second phase introduces long-term capital management tools and decentralized governance.

Deliverables

Launch ZERO Locker Token vesting infrastructure Liquidity locking mechanisms Treasury management tools Governance portal Community voting framework

Goal

Establish sustainable token economics and enable community-driven protocol decisions.

Phase 3 (Q1 2027) — Advanced Financial Products

This phase expands the ecosystem beyond spot trading.

Deliverables

PerpDex Beta Launch Long/Short perpetual markets Leverage trading Risk management engine Advanced liquidity routing Institutional API access

Goal

Transform ZERO Finance into a complete decentralized trading ecosystem.

Phase 4 (Q2–Q3 2027) — Yield & Capital Efficiency

Focus on maximizing capital utilization across the protocol.

Deliverables

Yield Aggregator Automated Vault Strategies Multi-pool Liquidity Optimization Cross-protocol Yield Routing Enhanced staking products

Goal

Provide users with passive yield opportunities while improving liquidity efficiency.

Beyond 2027 — Open Finance Ecosystem

The long-term vision is to evolve ZERO Finance into a comprehensive Open Finance platform.

Planned Initiatives

Lending & Borrowing Markets Real World Asset (RWA) Integration Multi-chain Deployment Cross-chain Liquidity Network Decentralized Identity Layer Institutional DeFi Solutions Ecosystem Grants Program Developer SDK & Infrastructure Tools

Goal

Build a permissionless financial network where trading, liquidity, lending, derivatives, and yield products operate through transparent smart contracts rather than traditional intermediaries.

On-chain proof

03/03

1 contract on OPN Chain.

The chain itself confirmed every deployment is valid, signed by the builder's wallet, and inside the season's window.

  • 01zeroPrimary

    0xd0Eede81ada15E4cBC1F501Ee2ad60d2da3bC114

    tx 0x3eb957cc954a1532c0254408088903faa634d2630294ff4984a221c9f30b1a24

    deployed May 31, 2026 · block 17643987